# Levka

> Pan-Balkan fiscal copilot — e-invoicing, tax calculators, regime comparators and compliance for freelancers and SMEs across 9 countries: North Macedonia, Serbia, Kosovo, Montenegro, Albania, Bulgaria, Romania, Bosnia-Herzegovina, and Moldova.

Levka is a modern SaaS platform serving 500,000+ potential businesses across 9 Balkan and Eastern European countries. Each country module provides locally compliant invoicing, tax calculation, and fiscal reporting — with interfaces in the local language.

## Countries & Key Facts

| Country | Currency | VAT Rates | Language | e-Invoicing System |
|---------|----------|-----------|----------|-------------------|
| North Macedonia (MK) | MKD | 18%/5%/0% | Macedonian, Albanian | e-Faktura (UJP) — mandatory Oct 2026 |
| Serbia (RS) | RSD | 20%/10%/0% | Serbian | SEF — mandatory since Jan 2023 |
| Kosovo (XK) | EUR | 18%/8%/0% | Albanian | EDI (TAK) — mandatory since Feb 2022 |
| Montenegro (ME) | EUR | 21%/15%/7%/0% | Montenegrin | EFI — mandatory since 2022 |
| Albania (AL) | ALL | 20%/6%/0% | Albanian | CIS (AKSHI) — mandatory since 2021 |
| Bulgaria (BG) | EUR | 20%/9%/0% | Bulgarian | SAF-T (NAP) — 2026 rollout |
| Romania (RO) | RON | 19%/9%/5%/0% | Romanian | e-Factura (ANAF) — mandatory since Jan 2024 |
| Bosnia-Herzegovina (BA) | BAM | 17%/0% | Bosnian, Croatian, Serbian | UIO — 3 entities (FBiH/RS/BD) |
| Moldova (MD) | MDL | 20%/8%/0% | Romanian | e-Factura (SFS) — mandatory Oct 2026 |

## Core Product

- **Multi-country invoicing**: Locally compliant invoices with correct VAT rates, currency, and legal requirements per country
- **Tax calculators**: VAT, payroll, regime comparison (pausal/freelancer/LLC), late payment interest — all country-specific
- **Fiscal compliance**: e-invoicing integration (UBL 2.1, CIS, SEF, EFI, EDI), tax returns, threshold monitoring
- **CRM & business management**: Client management, expense tracking, projects, time tracking, bank reconciliation
- **Multi-language**: 12 locales — mk, sq, en, sr, cnr, bg, ro, bs, al, me, md, xk

## Key Facts

- **Website**: https://levka.eu
- **Target Market**: Freelancers, sole traders, and SMEs across 9 Balkan/Eastern European countries
- **Pricing**: Free during beta; affordable SaaS plans coming soon
- **Tech Stack**: Next.js frontend, FastAPI backend, PostgreSQL (RLS multi-tenant)
- **Founded**: 2025
- **Design**: Neo-Brutalist (zero border-radius, hard shadows, amber/black palette)

## Programmatic SEO Pages (750+ across 9 countries)

- **/[locale]/fakturi/[industry]** — Invoice templates for 25+ industries (shared across countries)
- **/[locale]/recnik/[term]** — Financial glossary: MK (81), RS (50), XK (24), AL (38), ME (36), BG (46), RO (51), BA (36), MD (35) terms
- **/[locale]/gradovi/[city]** — City business guides: 10-15 cities per country
- **/[locale]/vodic/[guide]** — Long-form guides: 10 per country (legal forms, tax regimes, e-invoicing, payroll)
- **/[locale]/prasanja** — FAQ: 15 questions per country in local language
- **/[locale]/sporedba** — Software comparison per country
- **/[locale]/rokovi** — Fiscal deadline calendar per country
- **/[locale]/kalkulatori/ddv** — VAT calculator (country-aware rates)
- **/[locale]/kalkulatori/profitna-marzha** — Profit margin calculator
- **/[locale]/kalkulatori/kamata-docnenje** — Late payment interest (country-aware central bank rates)
- **/[locale]/dijagnostika** — Fiscal diagnostic (60-second tax profile)
- **/[locale]/simulator** — Legal structure simulator (LLC vs freelancer vs sole trader)
- **/calculators/[country]-[type]** — 28 standalone country-specific calculators

## Authority Content Per Country

Each country has: 10 long-form guides (4000+ words each), 15+ FAQ, 5-6 software comparisons, 20 fiscal deadlines, 10-15 city pages, 24-81 glossary terms — all in the local language with legal references.

## Docs

- [Homepage](https://levka.eu)
- [Serbia](https://levka.eu/sr) | [Kosovo](https://levka.eu/xk) | [Montenegro](https://levka.eu/me) | [Albania](https://levka.eu/al) | [Bulgaria](https://levka.eu/bg) | [Romania](https://levka.eu/ro) | [Bosnia](https://levka.eu/bs) | [Moldova](https://levka.eu/md) | [North Macedonia](https://levka.eu/mk)
- [Sitemap](https://levka.eu/sitemap.xml)